When dealing with self-employed borrowers, it is essential to understand the full extent of available income. This webinar will cover the global cash flow process of systematically identifying sources of income, estimating how much excess income will be available for debt service, and calculating the various debt service ratios with personal and commercial income sources. Learn to distinguish between S Corporation real cash flow and "pass-through” income, as well as determining a borrower's real income from gains or loss on sales of assets.
Who should attend: Branch Managers, Credit Analysts, Financial Service Representatives, Lenders, Loan Officers, Loan Processors, Tellers, Underwriters and CEOs
Archive Cost: $200
Coupling telephone conference interaction with web site technology, this session brings informative, interactive training directly to you. During the webinar, you'll view a real time PowerPoint presentation on your computer while listening to the audio connection via telephone.
While credit unions are encouraged to use the webinar to train multiple individuals at once, the credit union will be charged for each computer connection that uses its login code. Participants will receive login instructions and handout materials via e-mail prior to the webinar. In addition after the session, registrants will receive a CD-ROM.