On March 19, the NCUA issued guidance for federal credit unions and a new 55-page Fair Lending Guide, which address fair lending examinations and training. The NCUA enforces three fair lending laws – Equal Credit Opportunity Act (Reg B), Home Mortgage Disclosure Act (Reg C) and the Fair Housing Act. This webinar will explain what credit union employees need to know to address fair lending risk, and it will cover the most frequent problems in fair lending exams. Topics include:
- What is an oral application under Reg B?
- Questions you can and can't ask
- What if you deny a member's loan request?
- How to handle a discrimination complaint
- Taking and processing an application
- The three types of discrimination and the nine prohibited bases
- The latest fair lending "hot buttons"
Who should attend: Branch Managers, Compliance Officers, Frontline, Lenders, Trainers and CEOs
Time: 2 p.m.-3:30 p.m.
Cost: $209 for live webinar only; $229 for live webinar, plus a web link and free CD-ROM
Registration deadline: Monday, May 27
Pairing conferencing capabilities with web technology, this session brings informative, interactive training directly to you. During the webinar, you'll view a real-time PowerPoint presentation on your computer while listening to the audio connection via telephone.
While credit unions are encouraged to use the webinar to train multiple individuals at once, the credit union will be charged for each computer connection that uses its login code. Participants will receive login instructions and handout materials via email prior to the webinar. In addition, registrants may also receive an archive CD-ROM after the live session.