News & Press: Credit Union News

TopLine Helps Twin Cities Teens Learn Key Money Management Skills

Tuesday, July 12, 2016  
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TopLine Federal Credit Union - MAPLE GROVE, Minn. - (July 12, 2016) -TopLine recently teamed up with YouthCARE (Youth for Cultural Appreciation and Racial Equality) of Minneapolis to provide a financial literacy workshop for youth who participate in their Community Service Stars Employment Training Program.


Youths, ages 14-18, from across the Twin Cities participated in YouthCARE’s summer session of their Community Service Stars Employment Training Program, which is an 8-week training program that focuses on communication, time management, post- secondary options and financial literacy. The training program provides meaningful employment and service-learning opportunities for urban youth, from diverse ethnic, cultural, and racial backgrounds.


As part of the 8-week program, TopLine Federal Credit Union conducted a financial literacy workshop emphasizing goal setting; how to budget; how to make saving a habit; how to divide income into saving, sharing and spending buckets; and how to use a checking account and debit card. TopLine’s session also outlined for students which kinds of accounts to open; what questions should be asked when opening accounts; and how to protect personal information to avoid identity theft.


“Each youth who participate in the Community Service Stars Employment Training Program earns minimum wage. For most, this is their first job so having an expert talk about how to manage their money before they receive their first paycheck provides students a basis for building good personal money management habits,” says Jessica Daleske, Community Service Stars Crew Leader. “


“Studies show that kids who learn about managing savings and checking accounts are more likely to save, create goals, have a budget and have money to make purchases,“ says Vicki Erickson, Vice President of Marketing and Communications, TopLine Federal Credit Union. “That’s why TopLine is committed to assisting kids in programs like this one from YouthCARE — we are here to help build the next generation of well informed consumers and financially savvy young adults.”


Since 1974, YouthCARE has led ambitious multicultural youth development programs to empower youth in Minneapolis and St. Paul to thrive and lead. YouthCARE has consistently risen to meet the needs of a diverse and changing community, providing real life employment and leadership opportunities. Through innovative programming and relationships with caring adults, participants find the support, education, and perspective to become global citizens and community leaders. A preeminent organization in youth development, YouthCARE challenges youth to contribute to their communities, develop friendships across cultures, and view their futures as infinite possibilities. YouthCARE operates three primary programs: the Young Women’s Mentoring Program, Camp Sunrise, and YouthLEAD. For more information visit


TopLine Federal Credit Union, a Twin Cities-based credit union, is Minnesota’s 13th largest, with assets of more than $385 million. Established in 1935, the not-for- profit cooperative offers a complete line of financial services, as well as auto and home insurance, from its five branch locations — in Bloomington, Brooklyn Park, Maple Grove,


Plymouth and in St. Paul’s Como Park — as well as by phone, mobile app and online at Membership is available to anyone who lives, works, worships, attends school or volunteers in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott or Washington Counties and their immediate family members.



Minnesota Credit Union Network
555 Wabasha Street N, Suite 200
St. Paul, MN 55102

(651) 288-5170
(800) 477-1034