Save money. Win money.

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How It Works

Available exclusively to members at participating Minnesota credit unions, WINcentive® Savings is a prize-linked savings account that offers you the chance to win cash prizes. For every $25 increase in your balance, you earn one entry into the monthly ($100), quarterly ($1,000) and annual ($5,000) state-wide prize drawings**. With no cost or monthly fees, WINcentive Savings makes saving money easy and fun!

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You could be the next WINcentive Winner!

Credit union member Spencer K. won $1,000 by saving for his new baby! Check out the Prize Schedule, and start saving today!


*Account holders may win more than one prize category (monthly, quarterly, or annual) within the same year.

Drawings will occur on or about the 10th of each month, or the next business day, for the previous month and/or quarter end. 

**Prize amounts are estimates and may be changed from time to time.

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