News & Press: WINcentive Savings News

Montana’s Credit Unions Partners with Minnesota Credit Union Network, TruLync to Offer Prize-Linked

Tuesday, September 18, 2018  
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ST. PAUL, Minn. – Montana’s Credit Unions has partnered with the Minnesota Credit Union Network (MnCUN) and TruLync to offer WINcentive prize-linked savings accounts.


Prize-linked savings accounts encourage healthy savings habits by offering risk-free rewards. When credit union members deposit a set amount of funds into their prize-linked savings account they are automatically entered in monthly, quarterly, and annual cash prize drawings.


“We’re so pleased that legislation passed last year in Montana allowing our credit unions to offer this savings program to their members and community. It’s exciting to have six of our Montana credit unions launch the Montana WINcentive program this year, and we’re proud to be part of their efforts to help Montanans improve their saving habits” said Karen Smith, Vice President of Advocacy


The Montana program will be branded Montana WINcentive. MnCUN and its wholly-owned subsidiary, TruLync, will provide technology management for Montana’s Credit Unions including prize drawing administration, reporting, and technical support for Wisconsin’s participating credit unions.


The first WINcentive Savings drawing will be held on October 15, 2018.


In addition to Montana, TruLync manages prize-linked savings programs for credit unions in Delaware, Louisiana, Minnesota, Wisconsin and New York.


The Minnesota Credit Union Network is the statewide trade association that works to ensure the success, growth and vitality of Minnesota credit unions. With nearly $20 billion in assets, Minnesota credit unions are local, trusted financial cooperatives that serve more than 1.7 million members at almost 400 branch locations around the state. As not-for-profit institutions, credit unions give back to the communities they serve. For more information, visit


TruLync®, a wholly owned subsidiary of the Minnesota Credit Union Network, offers credit unions and other financial institutions nationwide a complete suite of cost-effective technology solutions which improve operational efficiency, increase financial performance, reduce risk, and enrich member relationships. An outsource provider in the field of business analytics, TruLync applies the cooperative model to deliver OnApproach M360: allowing more credit unions to participate by minimizing the cost of increasing staff and building and maintaining an infrastructure in-house. For more information, visit


Based in Helena, Montana, Montana’s Credit Unions exists to promote and enhance a thriving credit union community. Its various entities support this mission. Montana currently boasts 52 credit unions, with 124 branches in communities across the state. Those credit unions currently serve more than 393,421 Montanans - who are members and own.

Minnesota Credit Union Network
555 Wabasha Street N, Suite 200
St. Paul, MN 55102

(651) 288-5170
(800) 477-1034