Instructions for Receiving a Quote
Thank you for your interest in the Minnesota Credit Union Employee Benefits Plan (Plan). Below you will find information regarding the plan options being offered and instructions on how to receive an insurance quote.
Eligibility for Credit Unions
Before proceeding make sure that your credit union meets the requirements to be eligible to participate in the Plan. To be eligible, a credit union must be:
Plan Offerings
Health Insurance
Visit the Pre-Enrollment Site to learn more about the Plan Options, Provider Networks, Wellness Programs and more. You may also contact our Medica dedicated customer service team at (855) 857-2045 with any questions about the Plan offerings.
Visit our Guardian Web page to learn more about the offering from Guardian including information on discounts and lines of coverage being offered.
The Quote Process
To request a medical quote from Medica:
This entire process should take between 5 to 7 business days, assuming your initial submission is complete.
Contact Information:
Jeff Anderson Amy Kuester
Lockton Companies Lockton Companies
(763) 512-8659 (763) 512-8625
jeanderson@lockton.com akuester@lockton.com
Eligibility for Credit Unions
Before proceeding make sure that your credit union meets the requirements to be eligible to participate in the Plan. To be eligible, a credit union must be:
- Head-Quartered in Minnesota; and
- A Member in good standing of the Minnesota Credit Union Network.
Plan Offerings
Health Insurance
Visit the Pre-Enrollment Site to learn more about the Plan Options, Provider Networks, Wellness Programs and more. You may also contact our Medica dedicated customer service team at (855) 857-2045 with any questions about the Plan offerings.
Visit our Guardian Web page to learn more about the offering from Guardian including information on discounts and lines of coverage being offered.
The Quote Process
To request a medical quote from Medica:
- Submit the information outlined below to Capstone Administrators, our third-party administrator.
- Capstone will review your submission to make sure it is complete.
- If the submission is complete, Capstone will forward it to Medica to prepare a quote for the insurance premium.
- If any information is missing, Capstone will contact you directly with instructions.
- After Medica has completed preparing your insurance quote, they will send it back to Capstone to add the applicable administrative fees.
- After Medica has completed preparing your quote, they will release it to Lockton Companies, our plan broker.
- Jeff Anderson or Amy Kuester from Lockton will then contact you to set up a time to review your proposal.
This entire process should take between 5 to 7 business days, assuming your initial submission is complete.
Contact Information:
Jeff Anderson Amy Kuester
Lockton Companies Lockton Companies
(763) 512-8659 (763) 512-8625
jeanderson@lockton.com akuester@lockton.com
Preparing Your Request for Medical Quote
Gather Information and Complete the Forms: Which list of information and forms needed to submit depends upon the number of enrolled, and in some cases eligible employees* at your credit union. Review the lists below and determine which one applies to your credit union. Links to each form are included in the list. Each list included links to the required forms. Please note the quote will not be processed until all required information is received by Capstone.
*Your credit union can set the eligibility requirements for employee participation in the plan, however, the minimum may be set no lower than 20 hours per week and no higher than 30 hours per week.
For Credit Unions with less than 5 potential enrolled employees:
For Credit Unions with 5 or more potential enrolled employees and less than 50 eligible employees:
For Credit Unions with more than 50 eligible employees:
*Your credit union can set the eligibility requirements for employee participation in the plan, however, the minimum may be set no lower than 20 hours per week and no higher than 30 hours per week.
For Credit Unions with less than 5 potential enrolled employees:
- Completed AHP Employer Participation Form (.pdf)
- Completed Census Form**
- Provide health history forms for all eligible employees
- Provide current summaries of benefits and coverage (SBCs)
- Provide current rates by plan design
- Current rates for all medical plans
For Credit Unions with 5 or more potential enrolled employees and less than 50 eligible employees:
- Completed AHP Employer Participation Form (.pdf)
- Completed Census Form**
- Provide current summaries of benefits and coverage (SBCs)
- Provide current rates by plan design
- Current rates for all medical plans
For Credit Unions with more than 50 eligible employees:
- Completed AHP Employer Participation Form (.pdf)
- Census Form**
- Provide current summaries of benefits and coverage (SBCs)
- Most recent 12 months of claims data. Include monthly breakout with total membership and high claimant information if available
- Current fully insured rates or self-funded claim factors by plan
Submitting Information and Forms to Capstone
Once all information and forms are prepared, please submit them directly to Capstone via one of the two methods below. Please do not send the documents directly to MnCUN.
Questions about the Process?
please contact Jessie Hunt, Sales and Marketing Coordinator for Capstone Administrators at (317) 793-2915 or jhunt@capstonebenefits.com.
Questions may also be sent to MnCUNAHP@capstonebenefits.com.
- Credit unions with secure emails can send everything to MNCUNAHP@capstonebenefits.com via your secure email.
- If you cannot send secure emails from your own email, you can utilize Capstone’s secure portal (https://web1.zixmail.net/s/welcome.jsp?b=capstonebenefits) and direct the email to MNCUNAHP@capstonebenefits.com.
Questions about the Process?
please contact Jessie Hunt, Sales and Marketing Coordinator for Capstone Administrators at (317) 793-2915 or jhunt@capstonebenefits.com.
Questions may also be sent to MnCUNAHP@capstonebenefits.com.
Dental, Vision, and Ancillary Quotes
To request a quote for these coverages from Guardian, you will submit the information outlined below to Capstone Administrators.
If the submission is complete, Capstone will forward it to Guardian to prepare a quote for the insurance premium. If any information is missing, you will be contacted directly with instructions.
After Guardian has completed preparing your quote, they will release it to Lockton Companies, our plan broker. Jeff Anderson or Amy Kuester from Lockton will then contact you to set up a time to review your proposal. This entire process should take between 5 to 7 business days, assuming your initial submission is complete.
Jeff Anderson Amy Kuester
Lockton Companies Lockton Companies
(763) 512-8659 (763) 512-8625
jeanderson@lockton.com akuester@lockton.com
If the submission is complete, Capstone will forward it to Guardian to prepare a quote for the insurance premium. If any information is missing, you will be contacted directly with instructions.
After Guardian has completed preparing your quote, they will release it to Lockton Companies, our plan broker. Jeff Anderson or Amy Kuester from Lockton will then contact you to set up a time to review your proposal. This entire process should take between 5 to 7 business days, assuming your initial submission is complete.
Jeff Anderson Amy Kuester
Lockton Companies Lockton Companies
(763) 512-8659 (763) 512-8625
jeanderson@lockton.com akuester@lockton.com
Preparing Your Request for Vision, Dental, and Ancillary Quote
Please review the list of information and forms you need to submit. Remember your quote will not be processed until all required information is received by Capstone.
All Credit Unions
☐ Confirm which lines of coverage you want quoted:
☐ Vision
☐ Dental
☐ Basic Life & AD&D
☐ Voluntary Life & AD&D
☐ Short Term Disability
☐ Long Term Disability
☐ Worksite Benefits: Accident, Hospital Indemnity, Critical Illness
☐ Census Form
☐ Benefit summaries for all current vision, dental and ancillary coverages
☐ Current rates for all vision, dental and ancillary plans
SUBMITTING YOUR REQUEST FOR VISION, DENTAL AND ANCILLARY QUOTE
Once all information and forms are prepared, please submit them directly to Capstone via one of the two methods below. Please do not send quote request information directly to MnCUN.
QUESTIONS ABOUT THE PROCESS?
Please contact Jessie Hunt, Sales and Marketing Coordinator for Capstone Administrators at (317) 793-2915 or jhunt@capstonebenefits.com. Questions may also be sent to MnCUNAHP@capstonebenefits.com.
All Credit Unions
☐ Confirm which lines of coverage you want quoted:
☐ Vision
☐ Dental
☐ Basic Life & AD&D
☐ Voluntary Life & AD&D
☐ Short Term Disability
☐ Long Term Disability
☐ Worksite Benefits: Accident, Hospital Indemnity, Critical Illness
☐ Census Form
☐ Benefit summaries for all current vision, dental and ancillary coverages
☐ Current rates for all vision, dental and ancillary plans
SUBMITTING YOUR REQUEST FOR VISION, DENTAL AND ANCILLARY QUOTE
Once all information and forms are prepared, please submit them directly to Capstone via one of the two methods below. Please do not send quote request information directly to MnCUN.
- Credit Unions with secure emails can send materials to MNCUNAHP@capstonebenefits.com.
- Credit Unions without secure email can utilize Capstone’s secure portal (https://web1.zixmail.net/s/welcome.jsp?b=capstonebenefits) and direct the email to MNCUNAHP@capstonebenefits.com.
QUESTIONS ABOUT THE PROCESS?
Please contact Jessie Hunt, Sales and Marketing Coordinator for Capstone Administrators at (317) 793-2915 or jhunt@capstonebenefits.com. Questions may also be sent to MnCUNAHP@capstonebenefits.com.
