Guardian Life Insurance of America is offering MnCUN member credit unions discounted pricing on ancillary insurance benefits. Guardian is one of the largest mutual life insurance companies in the U.S., providing insurance for over 27 million customers.
Coverage Lines Available
The coverage lines available are Basic Life and AD&D (employer paid and voluntary), Short-Term Disability, Long-Term Disability, Dental, Vision and Worksite (voluntary) for Accident, Critical Illness and Hospital Indemnity.
Discounted Pricing
Life and Disability
10% discount off the current rates the credit union is paying for employer paid Life, STD and LTD. Guardian will match rates for employee paid Life, STD and LTD.
Dental & Vision
5% discount off the current rates for both employer and employee paid dental and vision coverage.
**The discounts only apply to new lines of coverage. Guardian will match the rates of credit unions with existing lines of coverage, but the credit union will receive the pricing block discounts at renewal. Rates for dental coverage are guaranteed for 1 year, all other rates for 2 years with block discounts at renewal.**
Plan Designs
Guardian will match your in-force plan designs. LTD plans with maximums over $10,000 are subject to underwriting. Visit Guardianlife.com to learn more about lines of coverage as well as dental and vision provider networks.
Eligibility
This offer is available to all MnCUN member credit unions regardless of whether you are a participant in the Minnesota Credit Union Employee Benefits Plan.
MN CU Employee Benefits Plan Participants
Capstone will administer the Guardian coverage including COBRA administration via Business Solver.
FOR MORE INFORMATION
Visit Guardianlife.com to learn more about lines of coverage as well as dental and vision providers. If you have any questions, or are interested in receiving a quote from Guardian, contact Jeff Anderson or Amy Kuester of Lockton Companies. Their contact information is:
Jeff Anderson Amy Kuester
Lockton Companies Lockton Companies
(763) 512-8659 (763) 512-8625
jeanderson@lockton.com akuester@lockton.com
Coverage Lines Available
The coverage lines available are Basic Life and AD&D (employer paid and voluntary), Short-Term Disability, Long-Term Disability, Dental, Vision and Worksite (voluntary) for Accident, Critical Illness and Hospital Indemnity.
Discounted Pricing
Life and Disability
10% discount off the current rates the credit union is paying for employer paid Life, STD and LTD. Guardian will match rates for employee paid Life, STD and LTD.
Dental & Vision
5% discount off the current rates for both employer and employee paid dental and vision coverage.
**The discounts only apply to new lines of coverage. Guardian will match the rates of credit unions with existing lines of coverage, but the credit union will receive the pricing block discounts at renewal. Rates for dental coverage are guaranteed for 1 year, all other rates for 2 years with block discounts at renewal.**
Plan Designs
Guardian will match your in-force plan designs. LTD plans with maximums over $10,000 are subject to underwriting. Visit Guardianlife.com to learn more about lines of coverage as well as dental and vision provider networks.
Eligibility
This offer is available to all MnCUN member credit unions regardless of whether you are a participant in the Minnesota Credit Union Employee Benefits Plan.
MN CU Employee Benefits Plan Participants
Capstone will administer the Guardian coverage including COBRA administration via Business Solver.
FOR MORE INFORMATION
Visit Guardianlife.com to learn more about lines of coverage as well as dental and vision providers. If you have any questions, or are interested in receiving a quote from Guardian, contact Jeff Anderson or Amy Kuester of Lockton Companies. Their contact information is:
Jeff Anderson Amy Kuester
Lockton Companies Lockton Companies
(763) 512-8659 (763) 512-8625
jeanderson@lockton.com akuester@lockton.com
