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NCUA Guidance on HMDA Rule Threshold: The NCUA issued guidance to CUs on February 3, 2023, regarding its HMDA reporting rule for closed end mortgage loans (CEMLs) due to a court ruling from September 2022, amending the reporting threshold to 25 CEMLs annually.
CFPB Proposed Rule: Credit Card Late Fees: The Agency issued its proposed new rule today (February 7, 2023) amending several parts of section 1026.52(b) reducing the safe harbor for late fees, from $30 to $8. Comments are closed.
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The PulseThe Pulse is MnCUN's newsletter that keeps credit union professionals and board members updated on current news and information. Archives
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